“Not your keys, not your coins.” Historically, when crypto companies “pause withdrawals”, they “go bankrupt” shortly after. The beauty, and pain, of bitcoin is that when there is a run on the bank, no one can step in and print more bitcoin to cover up the mistakes or fraud of the bank. Please let this be your reminder that leaving any meaningful amount of money on exchange or otherwise in someone else’s custody is extremely high risk. Bitcoin is money with a fixed supply, censorship resistance, and no counterparty risk. If you don’t hold it yourself, you are unnecessarily introducing counterparty risk, thus eliminating one of the key value propositions. “But Scott, holding bitcoin myself is scary and hard, and I’m not technical enough.” Lucky for you, the tools have gotten so much better for holding bitcoin in self-custody. Also, don’t underestimate yourself. If it’s important to you, I’m sure you will figure it out. Think about this: if you can get comfortable driving a car, a process that is so complicated and dangerous that doing it poorly can result in your death, then you can almost certainly figure out how to hold your own bitcoin. Besides, there’s no way to do it so poorly that you die.